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Still Very Bullish on Lending and Housing

by Don Roth

We've spent a good deal of time over the past month vetting the Federal Reserve and the odds of an interest-rate increase.  This stuff matters, but really not as much as the overall health of the mortgage and housing markets. Fortunately, the overall health is very good. 

Mortgage-credit availability is no longer an issue. Indeed, credit availability measured by the Mortgage Bankers Association shows that credit is as easily obtainable as it has been in years.  This is no surprise. Even when credit standards were tight, we were sure they would loosen once economic growth and job creation picked up. We've been proven right on this point.  Better yet, credit standards should remain accommodating for some time to come. 

At the same time, home sales continue to march ahead. Prices are still on the rise, but at a more reasonable pace. Starts and demand for new homes continue to trend positively. This is obviously all good news. So don't worry about next Thursday. Whatever happens with interest rates – whether up or hold – mortgage lending and housing will remain in good health.

Information provided by Jessica Regan.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

Harrisburg PA Mortgage Market Recap – September 14, 2015

by Don Roth

The Great Reprieve Appears 

In recent weeks, we've mentioned more than once that the employment report for August could sway the Federal Reserve's decision to raise or hold interest rates. The report is in, and the numbers were less than what was bargained for.  

August saw only 173,000 new jobs created. The key number has always been 200,000+ new jobs. Nevertheless, the latest job gains (plus revised gains for the prior two months) pushed the unemployment rate down to 5.1%, but there is a catch. The employment participation rate remains at a multi-decade low, at 62.6%.

Part of the lower participation rate is attributable to changing demographics – an older population and more younger people staying in school longer. Still, participation remains stubbornly low.  Too many people are not working. The good news is that wages and average weekly hours worked continue to creep higher.

The latest employment report could lead to a fiery debate when Fed officials convene on Sept. 16 and 17. The stock market should add fuel to the fire. The Dow 30 and the S&P 500 were down over 10% in the last week of August. A drop of 10% or more is considered a stock-market correction.

The Fed is supposed to act independently of stock prices, but stock prices do influence the Fed. Stock prices certainly influence traders in federal fund rate futures contracts. These traders bet on the odds of a Fed interest-rate increase. They're not giving very good odds these days. CME Group, which offers a “Fed Watch” service, says traders are pricing futures contracts with a 19% chance of a rate increase. This is down from 32% in the prior week. The decrease in traders odds correlates with the decrease in stock prices. 

Of course, stocks could rally and odds could change. Both frequently do. Still, we remain sided with the traders betting the low odds. We don't think the Fed will raise the federal funds rate come next Thursday: The U.S. job numbers were weak for August, the U.S. stock market is in a funk, inflation remains muted, and global economic growth (most notably China) is waning.  Also, the U.S. dollar remains historically strong against most world currencies. An interest-rate hike would further strengthen the dollar.  (This is a mixed blessing: Imports are cheaper, but exports cost more.)

Mortgage rates seem to side with us. Rates have drifted lower since Friday's employment report. A quote below 3.9% on the 30-year fixed-rate loan is the norm in many markets.  The 15-year fixed-rate loan is regularly quoted below 3.1%. 

This doesn't mean we are home free. Market participants move interest rates independently of the Fed. Mortgage rates can rise even if the Fed does nothing onSept. 17. 

Yes, we see mortgage rates holding current lows, but that can change in a hurry. Though we don't think it will, “a hurry” could come as soon as next week. 

Information provided by Jessica Regan.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

13 Things Almost Every Homeowner Forgets to Buy

by Don Roth

When you first moved into your home, you probably trekked over to Target or logged onto Amazon and stocked up on all of the obvious stuff like light bulbs, a hammer and a few cleaning supplies.

But moving into a new space can be chaotic, and in that chaos, there are always a few things that don’t make it into the shopping cart. And a month later when you’re hanging art, you really wish you’d bought that level.

That’s okay. You’re not alone!  Here are 13 things almost every homeowner forgets to buy:

1. Level

Have you ever seen a painting or photo in someone’s home that’s just crooked enough to be noticeable? Yeah. That’s really annoying. A level doesn’t just make sure your artwork is straight; you can also use it for hanging shelves, mirrors or sconces.

2. Guest Towels

You may have purchased a new, plushy set of towels for you and your partner, but chances are you weren’t thinking about towels for your first house guests. Grab a new set of guest towels so no one is left using your old beach towels to dry off.

Hosting house guests soon? Check out these five tips for making your guests feel at home.

3. Oven Mitt

What’s worse than an oven mitt that does a poor job of keeping heat from your hands? Not having an oven mitt at all. No, really – using a dishtowel puts you at risk for serious burns 99.9 percent of the time.

4. Plunger

It only takes one traumatic bathroom experience before you realize you forgot to buy one of the most important bathroom tools: a plunger. Pro Tip: Hide your plunger with this chic storage idea.

5. Fire Extinguisher

If you remembered to purchase a fire extinguisher, cheers to you! (They’re really important.) However, there is a common misconception that “one kind fits all.” Not true! You actually need a specific kind of extinguisher depending on the type of fire you need to put out. Use this guide to make sure your home is stocked up with the right fire extinguishers.

6. Mixing Bowls

They may not be as sexy as a mandolin slicer or a new set of knives, but when it comes to your kitchen, mixing bowls are a must-have part of cooking, especially if they’re durable and easy to store.

7. Coasters

Save yourself the stress of finding drink rings on your new coffee table by purchasing some coasters. There are a lot of options out there, so we suggest going with some that are practical and sturdy without sacrificing style (like this set or this collection).

If you do find yourself with drink rings, don’t panic! Here’s how to take care of the problem.  

8. Food Thermometer

food thermometer is not just for perfecting a pot roast or an egg-based dessert – it’s important for food safety, too. A food thermometer is essential to making sure your dinner has been cooked (or re-heated) to the correct temperature to prevent illness or contamination.

9. Paper Towel Holder

Okay, a paper towel holder may not be something that will make or break your kitchen, but we still think it’s nice to have, especially if it’s durable (read: not plastic). After all, you’re likely to use this every day.

10. Welcome Mat

Think of your entryway as your home’s first impression: it’s the first thing guests will see as they enter your home. All the more reason to deck out your front porch or entryway with fun, stylish welcome mat!

11. Salt and Pepper Shakers

You could just use the containers that your salt and pepper came in from the grocery store, but let’s be honest: those are ugly. Salt and pepper shakers are an inexpensive way to show off your decorating personality without sacrificing functionality.

12. Watering Can

You may have filled your home with houseplants, but how are you going to water them? That’s where a small, easily storeable watering can comes in handy. Tip: If you don’t have the storage space for a watering can, snag one of these watering bulbs, instead.  

13. Tea Kettle

No kitchen is complete without a way to boil water for tea and coffee. When it comes to tea kettles, it’s worth it to spend a little more to get a little more – any kettle under $25 can chip or worse, rust! We’ve tested and approved this one from KitchenAid. 

Information provided by BrightNest.com.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700complete my online form, or e-mail me at don@donroth.com.

 

September Calendar for Saving Money

by Don Roth

"I don't want to save extra money this month," said nobody ever.

Adding a little cushion to your savings is always a good thing! To make your money-saving efforts seem a little less daunting, just pick out a quick, simple task to do each day of the month. Then sit back and count your savings in October.

Want to hang it on your fridge? Click here for the printable version!

Information provided by BrightNest.com.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700complete my online form, or e-mail me at don@donroth.com.

Is a Rate Hike Still in the Cards?

by Don Roth

Speculation runs rampant: Will the Federal Reserve raise the federal funds rate or not next month? We remain in the “not” category, and to see how our opinion jibes with other opinions, we'll occasionally turn to CME Group's website (cmegroup.com). CME follows the federal funds futures market, where speculators bet on future interest rates, and CME's data show speculators are betting only a 24% chance for a rate increase next month.

That said, professional speculators can be a schizophrenic lot.  It's not unusual for CME to report wild weekly swings in the percentage speculators are giving the Fed.  Who knows? Next week these same speculators might price in a 50% chance.

The Fed may or may not raise the fed funds rate, which may or may not impact long-term lending rates.  The fed funds rate is a very short-term rate. It's the rate commercial banks lend to each other overnight. Given that most banks have an ample supply of excessive reserves held at the Fed, there isn't much demand for these loans.  The current fed funds rate is only 14 basis points.  In other words, a Fed rate hike wouldn't necessarily work its way to the long-end of the lending curve. 

Our instincts –  and this is all anyone can really go on – suggests that today's low rates will hold for a while longer.  Come early September, though, we wouldn't be surprised to see rates creep higher due to rising speculator anticipation. Therefore, now is as good a time as any to act.  We still think that the long-term impetus is for rates to rise.  

 Information provided by Jessica Regan.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

Harrisburg PA Mortgage Market Recap – August 31, 2015

by Don Roth

Housing: The New Store of Value

It's been a rough August for stocks. Investors have had to endure a 10% drop in the major stock-market barometers: the Dow 30, the S&P 500, and the NASDAQ Composite Index. We wouldn't be surprised to see further declines in weeks to come, given the precarious state of the Chinese stock market and China's economy.

But as they say, when your house burns down mine looks a lot better. Housing as an asset class looks good compared to stocks. At the least, housing has momentum on its side.

Housing demand continues to trend higher. Existing-home sales posted a solid 2% gain in July, with sales hitting 5.59 million units on an annualized rate. Sales were strong despite a dearth of inventory, which stands at 4.8-month’s supply at current sales.  Year over year, supply is down nearly a full month. When supply is down and demand is up, prices are usually up as well. The median price for an existing home rose 5.6% to $234,000 in July. 

New-home sales were also up last month, which is no surprised, considering the strong uptrend in housing starts in recent months.  Sales of new homes posted at 507,000 units, a 5.4% increase over June.  Here, too, inventory remains tight, with supply dropping to 5.2 months at the current sales rate.  Again, we see the same dynamic: tight supply plus rising demand equals rising prices.  The median price of a new home rose 3% to $285,900. 

Interestingly, there appears to be a price dichotomy at work. The S&P/Case-Shiller 20-city index dropped 0.1% in June. Eleven of the 20 cities Case-Shiller follows posted declines. Year over year, the Case-Shiller index is up 5%, but price-appreciation has eased in recent months, with the index now up 5% year over year. This isn't a bad thing. After all, low-to-mid-single-digit appreciation is the historical norm.

Of course, coverage is the reason for the difference in existing-home and new-home prices reported by Realtor.com and the Commerce Department and prices reported by Case-Shiller.  The former two cover most of the country; the latter covers only a few choice metropolitan areas.  As we all know, all real estate markets are local markets. Any aggregate number can be meaningless to any local market. That said, overall, things look healthy, and that means many local markets are healthy as well.  

Given the current state of the stock market, we expect most local markets to remain healthy.  Housing is looking good as both an investment (flipping or rental) and as an appreciating long-term asset (an owner-occupied home).  A sub-4% rate on the 30-year fixed-rate mortgage will further inspire demand. Given housing's comparative advantage to stocks, we see no reason the good times shouldn't last quite a bit longer.    

Information provided by Jessica Regan.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

Herbs: A Summer Grilling Game Changer

by Don Roth

So, you’re ready to grill. Time to gather supplies! Cold beer? Check. Summer playlist? Check. Cinnamon sticks…huh?

We think that grilling should be about more than just burgers and pork. It should also be a sensory experience! And while good smells come standard to most grills, epic aromatherapy takes one simple addition: herbs. Not only do herbs create aromas that will make you want to rev up the Weber every day of the week, they offer unique grilling benefits, too.

Here are three ways herbs can make your BBQ even better:

1. Sage + Rosemary (a.k.a The BBQ bomb)

When met by a flame, a handful of sage and/or rosemary creates a fragrant smoke with a trifecta of perks:

1) adding subtle flavor to your food

2) smelling heavenly

3) acting as a natural bug repellent

For best results, soak your herbs in water for a few minutes first and then lay them directly onto the coals while they’re still damp. Once you’ve BBQ-bombed it up, proceed with grilling as usual.

2. Cinnamon Skewers

Want a flavorful alternative to the standard wood and metal skewers? Try cinnamon sticks! We recommend using them to make fruit kabobs. First, puncture pieces of pineapple, peaches and nectarines with a metal skewer and then layer the pieces onto a cinnamon stick. Grill until the fruit begins to caramelize for a sweet, unexpectedly spicy treat. Bonus:You can also use cinnamon skewers for meats. For details, head over to Open Cookbook.

3. Bake It In

Marinades are all well and good, but did you know you can also infuse your meat with herbal flavor? Softer herbs like mint, oregano and thyme are best cooked in close quarters with your meat for maximum flavor infusion. Snip them into sprigs and rinse carefully. Then, place the pieces of herbs onto a sheet of aluminum foil. With the herbs in place, add your meat and/or vegetables to the foil along with olive oil or butter and wrap them tightly in the foil before grilling.

Information provided by BrightNest.com.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700complete my online form, or e-mail me at don@donroth.com.

Rents Driving Decision to Buy Volume

by Don Roth

Times are tough if you're a renter. The Census Bureau reports that vacancy rates are at a 30-year low, at 6.8%.  That can mean only one thing – rising rents.  Rents have already climbed 3.5% in the past 12 months through June. The median asking price for monthly rent is now above $800, a new record. Things are unlikely to improve. Economists at Capital Economics Ltd., in a note to clients, wrote, "Our forecasts that rents will grow at an annual rate of 5% both this year and next would represent the fastest rate of rental growth since the 1980s."

Relentless rent inflation should help reverse the downtrend in the homeownership rate, which is at a 48-year low.  We see more people motivated to lock in a predictable monthly payment.  If you pay $800 in monthly rent, in five years you'll pay $1,021 if rents rise 5% annually. If they rise 3.5% annually, as they have over the past 12 months, you'll still be paying $950 in monthly rent.

Low vacancy rents and relentless rent increases are yet more reasons to remain bullish on the long-term out lookout for home sales. 

 Information provided by Jessica Regan.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

Harrisburg PA Mortgage Market Recap – August 24, 2015

by Don Roth

Housing Still On Track for a Strong 2015

Home builders are as optimistic as they've been for nearly a decade. The National Association of Home Builders/Wells Fargo Housing Market Index rose a point this month to register at 61. This is the highest reading since November 2005.  

Sentiment is usually driven by activity. The good news is that activity remains strong. Housing starts rose 0.2% to an annual rate of 1.21 million homes in July. Nearly all the gains were recorded in the important single-family component, which shot up 12.8% to 782,000 homes. 

To be sure, existing-home sales produce the lion's share of transaction activity, but new-home sales and new-home construction contribute much more to overall economic activity. Residential investment has historically averaged roughly 5% of gross domestic product, according to NAHB data. That we continue to see strong home-builder activity bodes well for the overall economy.

The good news is that it continues to climb toward the important 1.5 million annual average. Historically 1.5 million has been the marker that lets you know the economy is hitting its stride. 

With that said, is the sword of Damocles about to break free and end the good times? 

We again refer to the Federal Reserve and interest rates. We've mentioned many times how fickle markets are, and credit markets are as fickle as any. After China devalued its currency last week, many market participants changed their bets: They bet the Fed wouldn't raise the federal funds rate next month. Now, it appears that many bets were placed in haste. The federal funds futures market now shows that traders are pricing futures contracts for a 45% chance the Fed will raise the federal funds rate next month. 

Mortgage rates have been less fickle than most, having trended lower in the past month. The 30-year fixed-rate loan priced below 4% has again become the new norm.  An increase in the federal funds rate could easily change that, though, with above-4% supplanting sub-4%. 

Since the beginning of the year, we've been skeptical of impending Fed action on interest rates. Nevertheless, pressure is mounting on the Fed to do something. But as the Fed itself has said, any decision will be “data” dependent. The employment situation for August could be the datum that tilts the scales. If job growth comes in strong – 250,000 or higher – for August, the Fed could well decide to raise the federal funds rate.  Below that, and it's anyone's guess.

We wouldn't be surprised either way, and either way we still see strong home sales and construction activity through the remainder of the year. As for mortgage rates, we still think current rates are about good as it's going to get.    

Information provided by Jessica Regan.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

Wanna Make Life Easier? 10 Things to Toss Today

by Don Roth

Real talk: How many coffee mugs does one household need?

You probably started out with one or two go-to mugs. But time flies, and all of sudden, your pantry is overflowing with kitsch coffee mugs. Those mugs may seem innocent enough, but clutter can be a serious source of stress.

If clutter is stressing you out, you don’t need to overhaul your entire house. Start with repeat items. These are the things you really only need one or two to function, but somehow own ten.

Not sure what we mean? Here are a few extraneous items to toss today:

1. Books You’ve Read

This one may be controversial, but hear us out. Although it’s easy to get attached to your favorite stories, books can quickly equal clutter, dusty shelves and wasted space. Share the knowledge and donate your read books to schools or used bookstores. Then, give your local library card some exercise. Bonus: If you switch to borrowing from the library, you’ll save some cash, too.

2. Reusable Shopping Bags

Assess what you really need. If you generally leave the grocery store with three bags, keeping four is appropriate. Once you exceed four, you’ve entered the scary-pile-shoved-under-the-sink phase. Avoid that at all costs!

3. Vases

Unless you have a constant supply of cut flowers coming into the house, a cabinet full of vases will likely never come in handy. Pare down your collection to the vases with sentimental value and toss the rest.

4. DVDs and CDs

In the era of Netflix, these guys have basically become irrelevant and can take up a lot of space. If you watched or listened to it 20 times, and you’re ready for 20 more, you should keep it. If you’re likely to never use it again, away it goes.

Don’t want to say goodbye to your collection but are interested in having more space? Try downloading the movies & MP3s onto an external hard drive.

5. Coffee Mugs

When it comes to dishware, we recommend having enough for one week, and then it’s time to do the dishes. So, if you drink coffee every morning, save your favorite seven mugs and donate the rest.

6. Magazines

Limit your magazines to the coffee-table collection. Keep the most recent issues available and make a one-for-one trade when you pick up a new read.

7. Tech Clutter

Audit your desk or junk drawer for duplicate cords, chargers and that phone you used ten years ago. Once you’ve trimmed your collection to only the necessities, organize your tech clutter.

8. Toys

Whether they are for your child, your pet or your niece that comes over on occasion, keep the collection fresh. Only hang on to the most sentimental and recent additions to the toy collection. Depending on how often the toys are being used, choose a fair number of toys to be the base of the collection, and then adopt the one-in-one-out policy.

9. Linens

Limit yourself to two sets of sheets and towels. This will save space in your linen closet and won’t let laundry pile up. Plus, you’ll stop holding onto old, dirty linens “just in case.”

10. Tupperware

The days of saving old takeout food containers are over. Keep only enough Tupperware for one week’s worth of lunches. If there’s a certain type of Tupperware you prefer, limit your collection to only those and recycle the rest. Tip: Using only one type of Tupperware will make it easier to keep it organized.

Information provided by BrightNest.com.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700complete my online form, or e-mail me at don@donroth.com.

 

 

Displaying blog entries 131-140 of 603

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