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What Happens If You Wait to Buy Your Harrisburg PA Home?

by Don Roth

Below is a visual showing why “waiting for prices to drop” doesn’t make sense in this market....

why wait to buy

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

Harrisburg PA Tax Rates For 2011

by Don Roth

Hampden Township in Cumberland County had the lowest property tax rates in the Harrisburg area in 2011, according to a Patriot-News analysis. If you own a home worth about $100,000 there, you would pay $1,077 in school, county and municipal taxes, according to the analysis. Compare that to Harrisburg, where a $100,000 home would set you back $3,194 in taxes, or Highspire, where it would cost you $3,408.

These are 2011 figures. Taxes will be going up in 2012 in many locations.

CUMBERLAND COUNTY

CAMP HILL

  • Population: 7,888
  • Median household income: $58,910
  • School tax: 12.96 mills
  • County tax: 2.04 mills
  • Municipal tax: 3.02 mills
  • Total tax: 18.02 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,802
  • Median value house: $187,700
  • Assessed value on median house: $187,700
  • Tax on median house: $3,382

CARLISLE

  • Population: 18,682
  • Median household income: $45,074
  • School tax: 12.26 mills
  • County tax: 2.04 mills
  • Municipal tax: 3.06 mills
  • Total tax: 17.36 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,736
  • Median value house: $163,700
  • Assessed value on median house: $163,700
  • Tax on median house: $2,842

EAST PENNSBORO TOWNSHIP

  • Population: 20,228
  • Median household income: $59,923
  • School tax: 10.31 mills
  • County tax: 2.04 mills
  • Municipal tax: .96 mills
  • Total tax: 13.31 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,331
  • Median value house: $155,900
  • Assessed value on median house: $155,900
  • Tax on median house: $2,075

HAMPDEN TOWNSHIP

  • Population: 28,044
  • Median household income: $81,498
  • School tax: 8.57 mills
  • County tax: 2.04 mills
  • Municipal tax: .16 mills
  • Total tax: 10.77 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,077
  • Median value house: $224,300
  • Assessed value on median house: $224,300
  • Tax on median house: $2,416

LEMOYNE

  • Population: 4,553
  • Median household income: $49,609
  • School tax: 9.0 mills
  • County tax: 2.04 mills
  • Municipal tax: 2.10 mills
  • Total tax: 13.14 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,314
  • Median value house: $124,700
  • Assessed value on median house: $124,700
  • Tax on median house: $1,639

LOWER ALLEN TOWNSHIP

  • Population: 17,980
  • Median household income: $58,486
  • School tax: 9 mills
  • County tax: 2.04 mills
  • Municipal tax: 1.23 mills
  • Total tax: 12.27 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,227
  • Median value house: $155,600
  • Assessed value on median house: $155,600
  • Tax on median house: $1,910

MECHANICSBURG

  • Population: 8,981
  • Median household income: $53,716
  • School tax: 12.17 mills
  • County tax: 2.04 mills
  • Municipal tax: 2.58 mills
  • Total tax: 16.79 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,679
  • Median value house: $155,800
  • Assessed value on median house: $155,800
  • Tax on median house: $2,616

MIDDLESEX TOWNSHIP

  • Population: 7,040
  • Median household income: $53,939
  • School tax: 8.57 mills
  • County tax: 2.04 mills
  • Municipal tax: .998 mills
  • Total tax: 11.61 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,161
  • Median value house: $155,000
  • Assessed value on median house: $155,000
  • Tax on median house: $1,800

MONROE TOWNSHIP

  • Population: 5,823
  • Median household income: $78,050
  • School tax: 8.57 mills
  • County tax: 2.04 mills
  • Municipal tax: .473 mills
  • Total tax: 11.08 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,108
  • Median value house: $191,700
  • Assessed value on median house: $191,700
  • Tax on median house: $2,124

MOUNT HOLLY SPRINGS

  • Population: 2,030
  • Median household income: $38,594
  • School tax: 12.26 mills
  • County tax: 2.04 mills
  • Municipal tax: 1.37 mills
  • Total tax: 15.67 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,567
  • Median value house: $113,200
  • Assessed value on median house: $113,200
  • Tax on median house: $1,775

NEW CUMBERLAND

  • Population: 7,277
  • Median household income: $50,901
  • School tax: 9 mills
  • County tax: 2.04 mills
  • Municipal tax: 2.9 mills
  • Total tax: 13.94 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,394
  • Median value house: $148,400
  • Assessed value on median house: $148,400
  • Tax on median house: $2,069

NORTH MIDDLETON TOWNSHIP

  • Population: 11,143
  • Median household income: $62,152
  • School tax: 12.26 mills
  • County tax: 2.04 mills
  • Municipal tax: .69 mills
  • Total tax: 14.99 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,499
  • Median value house: $152,000
  • Assessed value on median house: $152,000
  • Tax on median house: $2,278

SHIREMANSTOWN

  • Population: 1,569
  • Median household income: $46,979
  • School tax: 12.17 mills
  • County tax: 2.04 mills
  • Municipal tax: 1.9 mills
  • Total tax: 16.11 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,611
  • Median value house: $158,200
  • Assessed value on median house: $158,200
  • Tax on median house: $2,549

SILVER SPRING TOWNSHIP

  • Population: 13,657
  • Median household income: $72,574
  • School tax: 8.57 mills
  • County tax: 2.04 mills
  • Municipal tax: .8 mills
  • Total tax: 11.41 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,141
  • Median value house: $193,600
  • Assessed value on median house: $193,600
  • Tax on median house: $2,209

SOUTH MIDDLETON TOWNSHIP

  • Population: 14,663
  • Median household income: $67,073
  • School tax: 8.93 mills
  • County tax: 2.04 mills
  • Municipal tax: .17 mills
  • Total tax: 11.14 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,114
  • Median value house: $180,000
  • Assessed value on median house: $180,000
  • Tax on median house: $2,005

UPPER ALLEN TOWNSHIP

  • Population: 18,059
  • Median household income: $69,722
  • School tax: 12.17 mills
  • County tax: 2.04 mills
  • Municipal tax: 1.29 mills
  • Total tax: 15.50 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,550
  • Median value house: $182,300
  • Assessed value on median house: $182,300
  • Tax on median house: $2,826

WEST PENNSBORO TOWNSHIP

  • Population: 5,561
  • Median household income: $59,221
  • School tax: 12.1 mills
  • County tax: 2.04 mills
  • Municipal tax: .26 mills
  • Total tax: 14.4 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,440
  • Median value house: $149,600
  • Assessed value on median house: $149,600
  • Tax on median house: $2,154

WORMLEYSBURG

  • Population: 3,070
  • Median household income: $53,617
  • School tax: 9 mills
  • County tax: 2.04 mills
  • Municipal tax: 3.06 mills
  • Total tax: 14.1 mills
  • Common level ratio *: 100 percent
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,410
  • Median value house: $146,300
  • Assessed value on median house: $146,300
  • Tax on median house: $2,063

*Common level ratio compares the market value to the assessed value of a home.

PERRY COUNTY

DUNCANNON

  • Population: 1,522
  • Median household income: $41,932
  • School tax: 12.2 mills
  • County tax: 3.31 mills
  • Municipal tax: 3.1 mills
  • Total tax: 18.61 mills
  • Common level ratio: 100 percent*
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,861
  • Median value house: $102,100
  • Assessed value on median house: $102,100
  • Tax on median house: $1,900

MARYSVILLE

  • Population: 2,534
  • Median household income: $45,754
  • School tax: 12.2 mills
  • County tax: 3.3 mills
  • Municipal tax: 2 mills
  • Total tax: 17.5 mills
  • Common level ratio: 100 percent*
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,750
  • Median value house: $121,300
  • Assessed value on median house: $121,300
  • Tax on median house: $2,123

NEW BUFFALO

  • Population: 129
  • Median household income: $41,250
  • School tax: 12.2 mills
  • County tax: 3.31 mills
  • Municipal tax: 1.3 mills
  • Total tax: 16.81 mills
  • Common level ratio: 100 percent*
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,681
  • Median value house: $126,800
  • Assessed value on median house: $126,800
  • Tax on median house: $2,132

PENN TOWNSHIP

  • Population: 3,225
  • Median household income: $49,804
  • School tax: 12.2 mills
  • County tax: 3.31 mills
  • Municipal tax: .57 mills
  • Total tax: 16.08 mills
  • Common level ratio: 100 percent*
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,608
  • Median value house: $129,200
  • Assessed value on median house: $129,200
  • Tax on median house: $2,078

RYE TOWNSHIP

  • Population: 2,364
  • Median household income: $71,801
  • School tax: 12.2 mills
  • County tax: 3.31 mills
  • Municipal tax: .9 mills
  • Total tax: 16.41 mills
  • Common level ratio: 100 percent*
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,641
  • Median value house: $166,200
  • Assessed value on median house: $166,200
  • Tax on median house: $2,727

WATTS TOWNSHIP

  • Population: 1,311
  • Median household income: $53,235
  • School tax: 12.2 mills
  • County tax: 3.31 mills
  • Fire tax: .22
  • Municipal tax: .43 mills
  • Total tax: 16.16 mills
  • Common level ratio: 100 percent*
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,616
  • Median value house: $143,500
  • Assessed value on median house: $143,500
  • Tax on median house: $2,319

WHEATFIELD TOWNSHIP

  • Population: 3,334
  • Median household income: $62,333
  • School tax: 12.2 mills
  • County tax: 3.3 mills
  • Municipal tax: .2 mills
  • Total tax: 15.7 mills
  • Common level ratio: 100 percent*
  • Assessed value of $100,000 house: $100,000
  • Tax on $100,000 market value house: $1,570
  • Median value house: $142,000
  • Assessed value on median house: $142,000
  • Tax on median house: $2,229

*Common level ratio compares the market value to the assessed value of a home

YORK COUNTY

CARROLL TOWNSHIP

  • Population: 5,939
  • Median household income: $70,133
  • School tax: 14.61 mills
  • County tax: 4.15 mills
  • Municipal tax: 1.62 mills
  • Total tax: 20.38 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,712
  • Median value house: $225,600
  • Assessed value on median house: $189,504
  • Tax on median house: $3,862

DILLSBURG

  • Population: 2,563
  • Median household income: $51,045
  • School tax: 14.61 mills
  • County tax: 4.15 mills
  • Municipal tax: 2.37 mills
  • Total tax: 21.13 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,775
  • Median value house: $148,500
  • Assessed value on median house: $124,740
  • Tax on median house: $2,636

FAIRVIEW TOWNSHIP

  • Population: 16,668
  • Median household income: $71,472
  • School tax: 11.78 mills
  • County tax: 4.15 mills
  • Municipal tax: 1.6 mills
  • Total tax: 17.53 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,473
  • Median value house: $187,600
  • Assessed value on median house: $157,584
  • Tax on median house: $2,762

FRANKLINTOWN

  • Population: 489
  • Median household income: $40,938
  • School tax: 14.61 mills
  • County tax: 4.15 mills
  • Municipal tax: 1.88 mills
  • Total tax: 20.64 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,734
  • Median value house: $134,100
  • Assessed value on median house: $112,644
  • Tax on median house: $2,325

FRANKLIN TOWNSHIP

  • Population: 4,678
  • Median household income: $60,850
  • School tax: 14.61 mills
  • County tax: 4.15 mills
  • Municipal tax: .2 mills
  • Total tax: 18.96 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,593
  • Median value house: $174,800
  • Assessed value on median house: $146,832
  • Tax on median house: $2,784

GOLDSBORO

  • Population: 952
  • Median household income: $65,865
  • School tax: 11.78 mills
  • County tax: 4.15 mills
  • Municipal tax: .75 mills
  • Total tax: 16.68 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,401
  • Median value house: $143,800
  • Assessed value on median house: $120,792
  • Tax on median house: $2,015

LEWISBERRY

  • Population: 362
  • Median household income: $66,250
  • School tax: 11.78 mills
  • County tax: 4.15 mills
  • Municipal tax: 1.3 mills
  • Total tax: 17.23 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,447
  • Median value house: $154,200
  • Assessed value on median house: $129,528
  • Tax on median house: $2,232

MONAGHAN TOWNSHIP

  • Population: 2,630
  • Median household income: $73,977
  • School tax: 14.61 mills
  • County tax: 4.15 mills
  • Municipal tax: .9 mills
  • Total tax: 19.66 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,651
  • Median value house: $210,300
  • Assessed value on median house: $176,652
  • Tax on median house: $3,473

NEWBERRY TOWNSHIP — DISTRICT 1

  • Population (District 1 and 2): 15,285
  • Median household income (District 1 and 2): $56,047
  • School tax: 11.78 mills
  • County tax: 4.15 mills
  • Municipal tax: 1.79 mills
  • Total tax: 17.72 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,448
  • Median value house (District 1 and 2): $127,500
  • Assessed value on median house: $107,100
  • Tax on median house: $1,898

NEWBERRY TOWNSHIP — DISTRICT 2

  • Population (see District 1): 15,285
  • Median household income (see District 1): $56,047
  • School tax: 23.72 mills
  • County tax: 4.15 mills
  • Municipal tax: 1.79 mills
  • Total tax: 29.66 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $2,491
  • Median value house (see District 1): $127,500
  • Assessed value on median house: $107,100
  • Tax on median house: $3,177

WARRINGTON TOWNSHIP

  • Population: 4,773
  • Median household income: $58,958
  • School tax: 14.61 mills
  • County tax: 4.15 mills
  • Municipal tax: .21 mills
  • Total tax: 18.97 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,593
  • Median value house: $177,900
  • Assessed value on median house: $149,436
  • Tax on median house: $2,835

WELLSVILLE

  • Population: 221
  • Median household income: $51,250
  • School tax: 14.61 mills
  • County tax: 4.15 mills
  • Municipal tax: .42 mills
  • Total tax: 19.18 mills
  • Common level ratio *: 84 percent
  • Assessed value of $100,000 house: $84,000
  • Tax on $100,000 market value house: $1,611
  • Median value house: $153,800
  • Assessed value on median house: $129,192
  • Tax on median house: $2,478

*Common level ratio compares the market value to the assessed value of a home.

LEBANON COUNTY

ANNVILLE TOWNSHIP

  • Population: 4,767
  • Median household income: $51,250
  • School tax: 102.76 mills
  • County tax: 20 mills
  • Municipal tax: 20 mills
  • Total tax: 142.76 mills
  • Common level ratio: 15.8 percent*
  • Assessed value of $100,000 house: $15,800
  • Tax on $100,000 market value house: $2,251
  • Median value house: $131,400
  • Assessed value on median house: $20,761
  • Tax on median house: $2,958

EAST HANOVER TOWNSHIP

  • Population: 2,801
  • Median household income: $58,840
  • School tax: 86.85 mills
  • County tax: 20 mills
  • Municipal tax: 1.5 mills
  • Total tax: 108.35 mills
  • Common level ratio: 15.8 percent *
  • Assessed value of $100,000 house: $15,800
  • Tax on $100,000 market value house: $1,712
  • Median value house: $170,000
  • Assessed value on median house: $26,860
  • Tax on median house: $2,910

NORTH ANNVILLE TOWNSHIP

  • Population: 2,381
  • Median household income: $65,958
  • School tax: 102.76 mills
  • County tax: 20 mills
  • Municipal tax: none
  • Total tax: 122.76 mills
  • Common level ratio: 15.8 percent *
  • Assessed value of $100,000 house: $15,800
  • Tax on $100,000 market value house: $1,940
  • Median value house: $157,700
  • Assessed value on median house: $24,917
  • Tax on median house: $3,059

NORTH LONDONDERRY TOWNSHIP

  • Population: 8,068
  • Median household income: $65,000
  • School tax: 98.75 mills
  • County tax: 20 mills
  • Municipal tax: 10 mills
  • Total tax: 128.75 mills
  • Common level ratio: 15.8 percent *
  • Assessed value of $100,000 house: $15,800
  • Tax on $100,000 market value house: $2,034
  • Median value house: $192,300
  • Assessed value on median house: $30,383
  • Tax on median house: $3,912

PALMYRA

  • Population: 7,320
  • Median household income: $48,750
  • School tax: 98.75 mills
  • County tax: 20 mills
  • Municipal tax: 17.50 mills (includes .5 library)
  • Total tax: 136.25 mills
  • Common level ratio: 15.8 percent*
  • Assessed value of $100,000 house: $15,800
  • Tax on $100,000 market value house: $2,153
  • Median value house: $140,000
  • Assessed value on median house: $22,120
  • Tax on median house: $3,014

SOUTH ANNVILLE TOWNSHIP

  • Population: 2,850
  • Median household income: $63,289
  • School tax: 102.76 mills
  • County tax: 20 mills
  • Municipal tax: 6 mills
  • Total tax: 128.76 mills
  • Common level ratio: 15.8 percent*
  • Assessed value of $100,000 house: $15,800
  • Tax on a $100,000 house: $2,034
  • Median value house: $166,900
  • Assessed value on median house: $26,370
  • Tax on median house: $3,395

SOUTH LONDONDERRY TOWNSHIP

  • Population: 6,991
  • Median household income: $78,105
  • School tax: 98.75 mills
  • County tax: 20 mills
  • Municipal tax: 10.5 mills (include. 1.5 fire)
  • Total tax: 129.25 mills
  • Common level ratio: 15.8 percent*
  • Assessed value of $100,000 house: $15,800
  • Tax on a $100,000 house: $2,042
  • Median value house: $209,000
  • Assessed value on median house: $33,022
  • Tax on median house: $4,268

*Common level ratio compares the market value to the assessed value of a home

DAUPHIN COUNTY

CONEWAGO TOWNSHIP

  • Population: 2,997
  • Median household income: $84,844
  • School tax: 18.42 mills
  • County tax: 6.88 mills
  • Municipal tax: none
  • Library tax: .35 mills
  • Total tax: 25.65 mills
  • Common level ratio: * 73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,885
  • Median value house: $228,700
  • Assessed value of median house: $168,094
  • Tax on median house: $4,311

DERRY TOWNSHIP

  • Population: 24,679
  • Median household income: $60,635
  • School tax: 16.99 mills
  • County tax: 6.88 mills
  • Municipal tax: 1.1 mills
  • Library tax: None
  • Total tax: 24.97 mills
  • Common level ratio: * 73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,835
  • Median value house: $226,500
  • Assessed value on median house: $166,477
  • Tax on median house: $4,157

EAST HANOVER TOWNSHIP

  • Population: 5,718
  • Median household income: $58,427
  • School tax: 18.42 mills
  • County tax: 6.88 mills
  • Municipal tax: .36 mills
  • Library tax: .35 mills
  • Total tax: 26.01 mills
  • Common level ratio: * 73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,912
  • Median value house: $161,300
  • Assessed value on median house: $118,555
  • Tax on median house: $3,084

HARRISBURG

  • Population: 49,528
  • Median household income: $31,676
  • School tax: 26.31 mills
  • County tax: 6.88 mills
  • Municipal tax: 4.78 buildings, 28.6 land
  • Library tax: .35 mills
  • Total tax: 37.97 mills on buildings, 61.79 mills on land
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $57,733 buildings, $15,767 land
  • Tax on $100,000 market value house: $3,194
  • Median value house: $78,400
  • Assessed value on median house: $45,318 buildings, $12,377 land
  • Tax on median house: $2,506

HIGHSPIRE

  • Population: 2,399
  • Median household income: $37,038
  • School tax: 24.84 mills
  • County tax: 6.88 mills
  • Municipal tax: 14.3 mills
  • Library tax: .35 mills
  • Total tax: 46.37 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $3,408
  • Median value house: $88,400
  • Assessed value on median house: $64,974
  • Tax on median house: $3,013

HUMMELSTOWN

  • Population: 4,538
  • Median household income: $55,888
  • School tax: 18.42 mills
  • County tax: 6.88 mills
  • Municipal tax: 2 mills
  • Library tax: .35 mills
  • Total tax: 27.65 mills
  • Common level ratio: * 73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $2,032
  • Median value house: $150,500
  • Assessed value on median house: $110,617
  • Tax on median house: $3,059

LONDONDERRY TOWNSHIP

  • Population: 5,235
  • Median household income: $66,742
  • School tax: 18.42 mills
  • County tax: 6.88 mills
  • Municipal tax: 3 mills
  • Library tax: .35 mills
  • Total tax: 28.65 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $2,106
  • Median value house: $131,800
  • Assessed value on median house: $96,873
  • Tax on median house: $2,775

LOWER PAXTON TOWNSHIP

  • Population: 47,360
  • Median household income: $62,855
  • School tax: 13.86 mills
  • County tax: 6.88 mills
  • Municipal tax: .96 mills
  • Library tax: .35 mills
  • Total tax: 22.05 mills
  • Common level ratio: * 73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,620
  • Median value house: $166,900
  • Assessed value on median house: $122,671
  • Tax on median house: $2,705

LOWER SWATARA TOWNSHIP

  • Population: 8,268
  • Median household income: $60,553
  • School tax: 20.99 mills
  • County tax: 6.88 mills
  • Municipal tax: 2.5 mills
  • Library tax: .35 mills
  • Total tax: 30.72 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $2,258
  • Median value house: $137,400
  • Assessed value on median house: $100,989
  • Tax on median house: $3,102

MIDDLETOWN

  • Population: 8,901
  • Median household income: $47,522
  • School tax: 20.99
  • County tax: 6.88
  • Municipal tax: 5.63
  • Total tax: 33.5 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $2,462
  • Median value house: $110,600
  • Assessed value on median house: $81,291
  • Tax on median house: $2,723

PAXTANG

  • Population: 1,561
  • Median household income: $56,250
  • School tax: 13.86 mills
  • County tax: 6.88 mills
  • Municipal tax: 10.73 mills
  • Library tax: .35 mills
  • Total tax: 31.82 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $2,339
  • Median value house: $136,900
  • Assessed value on median house: $100,621
  • Tax on median house: $3,202

PENBROOK

  • Population: 3,008
  • Median household income: $36,545
  • School tax: 13.86 mills
  • County tax: 6.88 mills
  • Municipal tax: 9.2 mills
  • Library tax: .35 mills
  • Total tax: 30.29 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $2,226
  • Median value house: $99,900
  • Assessed value on median house: $73,426
  • Tax on median house: $2,224

ROYALTON

  • Population: 967
  • Median household income: $46,719
  • School tax: 20.99 mills
  • County tax: 6.88 mills
  • Municipal tax: 3 mills
  • Library tax: .35 mills
  • Total tax: 31.22 mills
  • Common level ratio: *$73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $2,295
  • Median value house: $97,900
  • Assessed value on median house: $71,956
  • Tax on median house: $2,246

SOUTH HANOVER TOWNSHIP

  • Population: 6,248
  • Median household income: $87,050
  • School tax: 18.42 mills
  • County tax: 6.88 mills
  • Municipal tax: .46 mills
  • Library tax: .35 mills
  • Total tax: 26.11 mills
  • Common level ratio: *73.5
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,919
  • Median value house: $222,700
  • Assessed value on median house: $163,684
  • Tax on median house: $4,274

STEELTON

  • Population: 5,990
  • Median household income: $35,048
  • School tax: 24.84 mills
  • County tax: 6.88 mills
  • Municipal tax: 14 mills
  • Library tax: .35 mills
  • Total tax: 46.07 mills
  • Common level ratio: * 73.5
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $3,386
  • Median value house: $78,600
  • Assessed value on median house: $57,771
  • Tax on median house: $2,569

SUSQUEHANNA TOWNSHIP

  • Population: 24,036
  • Median household income: $58,965
  • School tax: 16.43 mills
  • County tax: 6.88 mills
  • Municipal tax: 2.6 mills
  • Library tax: .35 mills
  • Total tax: 26.26 mills
  • Common level ratio: *$73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,930
  • Median value house: $155,900
  • Assessed value on median house: 114,586
  • Tax on median house: $3,009

SWATARA TOWNSHIP

  • Population: 23,362
  • Median household income: $54,110
  • School tax: 13.86 mills
  • County tax: 6.88 mills
  • Municipal tax: 2.32 mills
  • Library tax: .35 mills
  • Total tax: 23.41 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,720
  • Median value house: $145,100
  • Assessed value on median house: $106,648
  • Tax on median house: $2,497

WEST HANOVER TOWNSHIP

  • Population: 9,343
  • Median household income: $68,085
  • School tax: 13.86 mills
  • County tax: 6.88 mills
  • Municipal tax: 1.19 mills
  • Library tax .35 mills
  • Total tax: 22.28 mills
  • Common level ratio: *73.5 percent
  • Assessed value of $100,000 house: $73,500
  • Tax on $100,000 market value house: $1,638
  • Median value house: $175,600
  • Assessed value on median house: $129,066
  • Tax on median house: $2,875

*Common level ratio compares the market value to the assessed value of a home.

Search all Harrisburg PA homes for sale.

When you are buying or selling property in today's Harrisburg PA real estate market, it's important to have confidence in your real estate professional. Don’s commitment as your Harrisburg PA REALTOR® is to provide you with the specialized real estate service you deserve.

When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why Don’s goal is to keep you informed on trends in Harrisburg PA real estate. With property values continuing to rise, real estate is a sound investment for now and for the future.

As a local area expert with knowledge of Harrisburg PA area communities, Don’s objective is to work diligently to assist you in meeting your real estate goals.

If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call me at (717) 657-8700, complete my online form, or e-mail me at don@donroth.com.

With the change in the seasons, we are beginning to experience a change for the positive in the real estate market in the area. As I have said previously, the change is not going to be a quick fix but rather a slow improvement in the market. But in comparison to many other areas of the country, we are in much better condition and this should continue going through the rest of the year.

The number of sold homes decreased by 3% in 2010 compared to 2009, but this is much improved over the 20% decrease we experienced in 2009 compared to 2008. And the average sales price for the same period decreased by less than 1% to $179,057. Although the days on market increased to 98 days, we are now back to what I call a normal market that was common prior to 2003.

As with last year, the mortgage rate environment is still extremely favorable to buyers, although rates on a 30 year mortgage have increased slightly to 5.25% compared to 5% in 2009. It is my opinion that these rates will continue to increase gradually as we go through 2010. But be sure that lenders have plenty of money available for qualified borrowers and that again should continue throughout the year. So what should a potential home buyer do in this environment, my opinion is take advantage of the low rates and the plentiful inventory that is in the market. There are approximately 4900 residential units available for sale at this time. In conclusion, we are moving onward and upward in the area and take advantage of the positive situation while it is available.

 

Average Sales Price
West Shore
School District
2009
2010
Days on Market
Camp Hill
$218,051
$138,560
119/71
Cumberland Valley
$237,685
$237,875
98/92
West Shore
$192,241
$168,876
89/62
Northern
$261,380
$205,270
136/97
Mechanicsburg
$206,677
$209,006
74/65
East Shore
Central Dauphin
$214,801
$174,302
92/101
Derry Township
$218,064
$205,865
97/103
Harrisburg
$ 63,960
$ 95,110
89/74
Lower Dauphin
$213,629
$210,019
70/164
Middletown
$123,344
$101,388
90/93
Steel High
$ 93,490
$ 65,127

56/108

Susquehanna Township
$163,731
$186,745
110/110

Harrisburg,Pa. is one of Forbes most liveable cities

by Don Roth
According to Forbes ranks 12th in the U.S. as one of America's most livable cities. This comparison is for metropolitan areas with over 500,000 people. This ranking is based on factors as five year household cost of living that was calculated by Economy.com, crime data and leisure index and annual unemployment. To read the whole story please click the following link
http://www.forbes.com/2009/04/01/cities-city-ten-lifestyle-real-estate-livable-cities_slide_5.html?thisSpeed=15000. If you want to review the rest the forward and backward buttons are reversed.

Refinancing a Home Purchased One Year Ago

by Don Roth

Greg posted this question on Trulia Voice this morning and my response follows:

My wife and I bought a 2 unit duplex about a year ago. We went FHA and got locked in at a rate of 6.25. We both have 710 credit scores. We do not have much equity in the house yet. But with rates now around 5 % is it worth us to try and refinance and if so who would you recommend?

Greg:

I would first talk to the loan officer that you originally secured your current mortgage through and see what they may be able to do for you. The difference between the two rates per $10,000 is about $8.00 or $80.00 per month. Before you refinance, find out what, if any, costs you are going to incur for the refi. Then take into consideration how many years you are planning to remain in your home and see how long before you begin realizing the savings. In many cases, it can be four, five or six years, again depending on what your costs can be (ie origination fees, new title insurance, etc.). Using my above example of $80 per month on a $100,000 mortgage and say your refinacing costs are going to be $4000, you would need to be in your home for at least 50 months before you started realizing a savings from the refinance. And I know it is difficult to anticipate how long you are going to be in a home, but sometimes it is better to pay the higher rate than refinance, especially if you have to include some of the closing costs into the refi. There isn't a pat answer, but look at the costs versus what you will be saving and as additional piece of information, there is a proposal from The National Association of Realtors® to have a program where mortgage interest rates would be pegged at 4.5% for a certain period. And this proposal has gained some traction in Washington so maybe watch what comes out of D.C. before you make a decision. I hope this helps you in your decision.

Don Roth

According to the 2008 MSN real estate best bargain markets the Central Pennsylvania area of Harrisburg and Carlisle rank #3 in the United Sates. This report states "there are cheap places to live where the economy is strong, home prices are appreciating and the quality of life is good". According to the author of the study, Bert Sperling, Harrisburg "has a built-in buffer against the economic storms with its large base of government employment". A knock against the area "its a hour and a half away from the largest city" which happens to be Philadelphia.

I agree with the report and would say that the greater Harrisburg area is a jewel that is being rediscovered by many. With the economic buffer of not only the State Government there is a great deal of economic development in the area. From the expansion of the Milton S Hershey Medical Center, the building of the Harrisburg University and at this time the enjoyment that many people of all ages visiting Hershey Park the area prides itself on economic diversity.

As I mentioned with respect to the housing market the number of homes sold is down from the years of 2006 and 2007 but he average sales price has increased this year over those two years.  When you are looking to move to a new area you should consider the Greater Harrisburg area and you will find out why many people of all ages like to call it home. You can visit my web site www.DonRoth.com to find out more about our area or you can give me a call.

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